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Pension credits

The Pension Credit scheme was introduced on the 6th October 2003. The new scheme was introduced to ensure a minimum guaranteed income for people of pensionable age. You can find full details of the relevant minimum incomes in the "Applicable Amounts" document in the "How is benefit calculated?" section of this website.

The scheme was set up to:

  • Reward people who have modest savings
  • Significantly increase the number of pensioners who receive additional financial help

For more information about the Pension Credit scheme visit the Pension Service website at:

If you wish to obtain an estimate of any Pension Credit you may be entitled to, you can click on the link below to obtain an online calculation.

Pension Credit Calculator

Or phone them on 0800 99 1234, lines are open from:
8am to 8pm Monday to Friday 
9am to 1pm Saturday